• 0 Posts
  • 124 Comments
Joined 11 months ago
Cake day: October 25th, 2023
  • voracitude@lemmy.worldtoGames@lemmy.world•Steam does the opposite of forcing Arbitration on its usersEnglish
    11·
    3 days ago

    If you think that an arbitration company isn’t going to end up sympathetic to the people signing their cheques after some amount of time in operation, I’m afraid I have some bad news for you. Even if the loser pays (and that’s not a guarantee, some companies foot the bill regardless to make it seem like the better option to the consumer), it’s still the company contracting the arbitrators and the consumer doesn’t get a look in on that, so future business is absolutely an incentive to put the thumb on the scale. “After all, both parties agreed to be bound and waive their right to trial, so what are consumers going to do?” is the logic. Most will drop it after losing arbitration, and there are savings on court costs there too.

    I don’t assume arbitration wraps up in any arbitrary amount of time (🥁). I say it’s quicker than litigation because it is, every single time. Because it is quicker it is also cheaper, every single time. Small claims court is different again, and not at question here, just to head that off at the pass.

    You however do assume a lot like my location and the location of the suit I brought though, based on my vernacular, and I’d recommend against that. “Mate’s rates” could put me in the UK, or Australia, or New Zealand, or even some places in South Africa and other former colonies. None of those would be accurate.

  • voracitude@lemmy.worldtoGames@lemmy.world•Steam does the opposite of forcing Arbitration on its usersEnglish
    71·
    3 days ago

    If you push everybody into arbitration, you’ve already got the arbitrator in your pocket and your costs will still be less than litigation in 99% of cases - even class action. I don’t think you understand just how long and expensive and unpredictable litigation can actually be, but I’ve brought suit before so I do. It took four and a half years to get an initial court date from first filing the complaint. Not the trial, just a date so the judge could hear the facts of the case and opening statements from attorneys. Four and a half years of paying my attorneys, as a private individual, with a lot less money than you might think. And they were giving me mate’s rates; I’ve worked with companies where the legal work billings were in the tens of thousands per day for a single participating law office. That shit is expensive.

    Maybe Valve did this to fuck their customers, but they don’t really have a track record of that, and since in the majority of cases arbitration is without question an anti-consumer move, I’d say that if your aim is to paint Valve to be the villains for this then it’s going to be an uphill battle.

  • voracitude@lemmy.worldtoPrivacy@lemmy.ml•I am a victim of a data breach, what do I do?
    341·
    3 days ago

    Hey hey, you’re an honorary American now! Your flag and genocide kit are in the mail (don’t worry, we’re pretty sure we got the right address from that darkweb database).

    But for real there’s not much you can do but keep an eye on it. If Europe has similar credit agencies to the ones in the US, then freeze your credit and keep it frozen until you need to apply for more (new card, car, house, etc).

    Use a password manager so if an account gets compromised they can’t get into anything else.

    And, as advised, watch for unusual activity (but forever, not just a few months, that’s just a false sense of security).

    This should keep you largely safe. My data has been leaked in dozens of breaches, but I do the above, and while I’ve had two instances of card fraud, I don’t see hard enquiries into my credit that I didn’t make even after 6+ years.

  • voracitude@lemmy.worldtoGames@lemmy.world•Gearbox CEO Randy Pitchford says his hopes on Epic Store were 'overly optimistic or misplaced'English
    6·
    29 days ago

    Yes, and at wholesale rates it’s a pretty good bang-for-your-buck, as an advertising scheme. Advertising is a numbers game about getting as many eyeballs as possible on the product, and I know I actively check for free games on the Epic launcher most weeks. Even if I don’t ever buy anything because of that specifically, it keeps the app on my computer and keeps me checking back in.

    Edit: And I shit you not I just opened it to check 'cause I can’t remember if I looked at this week’s free game. Turns out it’s a good thing I did too, the Fallout collection is free right now!

    (dammit, see what I mean?)

  • voracitude@lemmy.worldtoPrivacy@lemmy.ml•Signed up for Equifax to freeze my credit, password can not be longer than 20 characters
    9·
    1 month ago

    Oh boy. If you think this is bad, you should try waiting a few weeks or months after you’re signed up this time, then sign up for a new account using your current details, just with a different email. Spoiler: if you can answer the security questions, you’re home free.

    And remember that between the Equifax leak and more recent hacks, at this point, every sensitive detail for every member of the economy is now in the hands of bad actors. If they want your shit, or into it, they’ll social engineer it.

    Should passwords have maximum character counts? Sure, to prevent overflow attacks (or whatever) by pasting five different analyses of the movie Primer as your password. It should be longer than 20 in any case. But are there other, way worse security issues? Yes.