Even cash breaks down pretty quickly in a hypothetical situation where you have something similar occur that lasts for an extended period. When banks’ systems are impacted, how do I get more cash from my account with them when whatever amount I had when the system went down runs out? I haven’t had a physical passbook for an account in a good 20 years.
Yeah, my experience has been that a lot of countries whose residents tell me racism is an American problem and we should stop trying to project it onto other societies happen to live in countries with huge problems with it that just aren’t explicitly spoken about in the same terms.
I had a Brazilian friend tell me race is not all that important in Brazil and that he’s tired of Americans assuming it is. I periodically have to ask him, “Do you read Brazilian news, bro?” and send some links that make it blatantly obvious that racism is alive and well down there.
You also just get people who have bought into very pervasive attitudes in countries that justify/explain away racism when it’s encountered.