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Joined 1 year ago
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Cake day: June 15th, 2023

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  • If there were a steady growing economy and no crazy events for the next 20 years, and no major health issues, my Roth 401k would probably be enough for a modest retirement.

    I was just wondering what the penalty would be to withdraw everything before 59, so I could figure out if it would be enough to immigrate somewhere with reasonable healthcare and a social safety net that would take those worries out of the equation. I think since it’s Roth it would just be 10% of gains + one-time capital gains tax?

    It might be enough. Simply having a lump of $ makes so many more countries welcome to immigrants.







  • So Clover. Square cards have one word on each side, and each player gets 4 cards randomly arranged in a 2x2 grid on a clover-shaped board. You have to take the two words from each side of the grid and come up with a single word that you think the other people will be able to use to discern how your cards were arranged, when they’ve been mixed up. If they guess wrong the first time, you take off the cards they got wrong and leave the ones they got right, and they get one more guess. It’s a lot of fun because sometimes you’ll get easy combinations like “rain” and “purple” and you can write something like, “prince,” for that side which most people over a certain age are going to get immediately, and then a lot of times you’ll be scratching your head trying to figure out how to come up with a single word to get people to guess that “cloud” and “phone” go together.

    Often you might solve that by just putting a word that is so closely associated with one of the words that the other one is just a throwaway card word you’re hoping they’ll be able to arrange by thar card’s other word exposed on the next side. What makes it harder and mixes it up is, before you shuffle up your four cards after writing your words down, you have to draw another card so the group has 5 to choose from for arranging in the right order, and sometimes that fifth card has words that really throw off your clues.

    https://boardgamegeek.com/boardgame/329839/so-clover

    https://www.amazon.com/Cooperative-Association-Playtime-Repos-Production/dp/B0941TJHXX