Modern distros are very resilient as long as you stick to the big ones, maybe even more than windows. There’s plenty of benefits for regular people too. A few off the top of my mind, the OS doesn’t have ads, no privacy minefield, less malware. Gotta keep in mind that at the end of the day, most people only use their pc to open the browser.
Chromebooks are a privacy nightmare and have shitty lifespans though. It’s a poor comparison too because at this point you’re buying new hardware instead of installing different software.