Yea, I’m a millenial, and I remember mostly only interacting with old Macintosh LCs in elementary school, and then Windows 95 and up after that. My uncle had an old Tandy computer running DOS, that I remember at least learning how to run a game on, but by the time I was interacting with a computer, regularly, Windows 95 and AOL were the most common thing.
I would say you are right, because all the playable legends are able to be bought with the free currency you can get by just playing the game.
I guess some people could make the argument that paying players have faster access to new legends and legendary finishers, etc. I would say this is more like “pay to skip some grinding” than “pay to win”.