Two months ago I got a 2tb nvme for $65. 200gigs is not much space

Only an issue for that person if they plan to go to Europe

I did it with a pen and paper over several months

You just need to shop deals.

You can build one at microcenter for a similar proce to a ps5. The issue you run into is like for like parts.

For instance the ps5 uses a zen 2 processor which would be the 3x00 series ryzen but on the pc both the 5x00 and 7x00 chips are out on the pc.

So if you want like for like you can even save more money by buying used. You can get a used ryzen 3700 for $50 and a mother board for $50. You can buy ddr4 3200 ram 16 gigs new for $40. Sp you are looking at $140

You can get a used Radeon 6600xt for $170

So you are now at $310. Microcenter has 1tb nvme drives for $50. So $360

That leaves you $140 for case / power supply

Of course I’d suggest anyone who wants to build a pc jncest a bit more and got worh a ryzen 7700 with ddr 5 and either an rdna 3 or love lace gpu. But that will be closer to $1k

Ps5 came out in Nov of 2020 sp you couldn’t even buy a ps5 four years ago.

It also doesn’t matter because this new slim system just came out. So you are already informed throwing another $400-500 at just a smaller version of the console or you are buying new in which case you can build a pc that is much more powerful

Also ff16 does not run in 4k native.

You can build something much more powerful than the ps5 for that cost

You could also just not take out college loans.

In the early 2000s I did community College and then got my bachlors. 6 years and no debt.