Without a distro to rally behind I’m personally somewhat skeptical. Ubuntu was the best shot we had but since switching everything over to SNAPs it’s on the slow side. With the number of Windows ads and early end of support for Windows 10 there’s a real opportunity for desktop Linux, but until there’s a well supported distro that genuinely doesn’t require using the terminal I can’t see there being mass adoption.
Dental and vision are never included in US health insurance and operate on a totally different confusing insurance framework. They’re only available through separate plans and have their own deductables and terms. But unlike health insurance the premiums are generally orders of magnitude lower for both vision and dental.
The problem I’ve had is that the maximum benefit is typically in the range of $2k-$3k/yr for dental which is quickly hit if you have any oral surgery needs. Unlike with healthcare I don’t feel ripped off when paying for dental/vision since the few hundred dollars per year covers preventative care visits too.