About 3 or 4 years ago PayPal added the option to buy cryptocurrency, which I thought I’d try. (Dumb idea 🙄)

Part of the sign up process was glitched. I retried and clicked submit one too many times, I guess. Now I’ve been unable to use PayPal for years. They blocked me because THEIR SITE was broken, but the web page essentially accuses me of being a criminal and asks for my bank records. No way in hell.

This was just for me to pay others. I can only imagine how awful PayPal is if you are a vendor.

Fuck PayPal.

  • ApeNo1@lemm.eeEnglish
    25·
    6 months ago

    Aussie here. One reason I use PayPal is for subscriptions (streaming services etc) to avoid the headache of updating credit card details in multiple places when I change bank, credit card renews, etc. just change it in PayPal once and every subscription keeps working.

    • Wooki@lemmy.worldEnglish
      33·
      6 months ago

      Why would any one use bank details that can’t be cancelled for online services? Pay pal is worse. Will hold your money ransom. Being able to cancel payment method is very important, best is unique payment method for each service.

      • GreatDong3000@lemm.eeEnglish
        2·
        6 months ago

        Agree, where I live for recurring subscriptions most people use “digital credit cards” that you generate on your banking app and they have short expiration dates or you can cancel them and generate a new one anytime you want. That’s good because there are so many services that make it a pain in the ass to cancel a subscription so you just delete the card from existence.

        • Wooki@lemmy.worldEnglish
          1·
          6 months ago

          Exactly!

          I’m looking squarely at Adobe and other companys who fraudulently represent services, because nothing is a product any more and extorting money by charging rent or stealing IP is the new white collar crime.

      • ApeNo1@lemm.eeEnglish
        2·
        6 months ago

        Except that you can …

        Cancel auto payments

        Edit: I get you. You mean multiple cards within PayPal itself per vendor. Yeah, that seems like similar effort but at least you can see everything in one portal. I have a single card linked with just enough limit to cover subscriptions and the odd internet purchase.

        • Wooki@lemmy.worldEnglish
          11·
          6 months ago

          Good luck with that. Its got no guarantee of working and can be ignored and it does.

          Paypal is cancerous middleman. You do not need and on those rare occasions where you want to risk the transaction, never link it to your bank account. Use disposable prepaid services.