Most Americans have very little choice but to provide their personal information to credit bureaus. Hackers have found a way into that data supply chain, and are advertising access in group chats used by violent criminals who rob, assault, and shoot targets.
Slight tangent, but autocorrect seems to have gotten terrible the last year or so. My theory: as more and more people are using it, the initial dataset is being diluted by more and more bad typers. Instead of improving the dataset, it’s pulling it in so many different directions that it doesn’t know which way is up anymore